I'm starting to get seriously annoyed. It seems like ever since I was told that I can get the 1 year assignment nothing has been going right to even help push me in the right direction. Lately it's been a problem with my credit. I don't have any credit, I've never owed a credit card, I don't spend more then I have. So whenever anyone runs a credit history on me they get nothing back, the same thing happens with my social, when they look it up all they get is a name and date of birth. But I guess the company that I'm going to work at has a problem that I don't have any credit so the temp agency told me to call a number. I called it and it was an automated recording telling me that I need to go online to their website and once the recording was done the line disconnected. I called the line 4 times and all 4 times it was the same. So I went online.
I guess that in order for me to tell them about my problem they need to have my information in their system, so I tried to send my information but the computer kept saying that an error had occured and they couldn't help me, but I can fill out an online form for the error that occured. So I did that, and in order for me to submit that form online I need a confirmation number, which is the number that you get when you have an account with them, or when someone has ran your credit through them…I never gave one. So I couldn't even fill out the online form. So I e-mailed the temp agency about this whole thing.
But this made me realize…what happened to the good old days of just calling? Where you'd call a company and get someone in a call center and talk to a live person? The thing is, I've worked in call centers for most of the time that I've been working, yes I got the angry people, but alot of people were thankful that they got to talk to a live person, I know how they feel. Because if I called and talked to a live person I'd at least be able to tell them what's going on. Technology has its bad side 🙁
And the thing is, I never got a credit card because 1. I'm bad with money. I'm the type of person that if I have access to something then I use it until I can't anymore 2. When I was growing up my mom was drowning in debt, and I don't want that 3. I've always thought that you shouldn't live outside your means. I know that if I got a credit card I'd use it but I wouldn't be able to pay the bill. But then that just leads to the point of me thinking 'If I have the money to buy something then why not just buy it with my own money?'
I know that once I get a steady paycheck and I get everything that I need out of the way then maybe I might get a credit card and use it once a month maybe to buy a candy bar or something and then pay it off once I get the bill, then slowly build credit that way.
I'm going to be so p*ssed off if me not having credit costs me a job oppurtunity.
Life has some interesting roadblocks, doesn't it?
I'm afraid the credit card thing is true but ridiculous I believe the same as you, cash and only what you can afford so I applied for a credit card and went to the video store where you fill out an application for a membership and they run your card thru and charge you $1.00 and I paid that to the credit card company and now I have credit. Isn't that the stupidest thing you've ever heard of? But it worked so maybe that's an option?